Splitwise logo

Splitwise

Split group expenses, hassle-free.

Finance

Splitwise is an app designed to simplify shared expenses by tracking who owes whom in a group. It makes splitting bills and managing IOUs easy for friends, roommates, or travel companions.

Singapore snapshot

Pricing (SGD incl. 9% GST)

Free tier available

Free tier

Available

PSG grant eligible

Checking

PDPA compliant

Checking

SG / APAC data centre

No

SkillsFuture eligible

No

Stackd review

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For personal use

Individuals, freelancers, students

Splitwise is a widely-used app for tracking and settling shared expenses among friends, family, or housemates. It simplifies figuring out who owes whom, making group payments straightforward and stress-free.

Pros

+Easy expense tracking

+Debt simplification

+Multi-currency support

+Payment reminders

Cons

Relies on manual entry

No direct payment processing

Premium features for advanced use

Best forFriends sharing billsRoommatesTravel groupsEvent organizers

Singapore context

Ideal for Singaporeans sharing expenses for meals, utilities, or trips, though actual payments like PayNow would be done externally after tracking in Splitwise.

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For business & teams

SMEs, startups, MNCs

While primarily a personal tool, Splitwise can be useful for small businesses or teams to manage shared expenses and reimbursements efficiently. Its PSG eligibility is unconfirmed, so businesses should verify if seeking grant support.

Pros

+Simple expense allocation for small teams

+Clear financial overview for shared costs

+Reduces manual reconciliation for informal groups

Cons

Not designed for official accounting

Lacks integration with payroll/HR systems

Limited audit trail for formal business use

Best forStartups with informal expense sharingSmall project teamsNon-profit organizations with shared costs

Singapore context

Singaporean businesses can use it for informal team expenses, but it's not a substitute for formal accounting software or a PSG-eligible solution for broader digital transformation.

Pricing — Singapore view

Free tier available. Visit the website for current Singapore pricing.

Singapore FAQ

Is Splitwise available in Singapore?

The provided search results do not contain any information about Splitwise's availability in Singapore. Therefore, its availability is unconfirmed based on these sources.

Does Splitwise support SGD pricing?

The provided search results do not contain any information about Splitwise's pricing in SGD or any currency. Therefore, SGD pricing support is unconfirmed based on these sources.

Is Splitwise PSG-eligible?

The search results discuss the PSG Grant for 'Finance' solutions like 'Cloud accounting software' and 'E-payment solutions,' but Splitwise is not explicitly mentioned as a pre-approved vendor or solution. Eligibility for Splitwise specifically is unconfirmed based on these sources.

Is Splitwise PDPA compliant?

The provided search results do not contain any information regarding Splitwise's PDPA compliance. Therefore, its PDPA compliance is unconfirmed based on these sources.

Does Splitwise have a Singapore data centre?

The provided search results do not contain any information about Splitwise's data centre locations, including in Singapore. Therefore, the existence of a Singapore data centre is unconfirmed based on these sources.

Ready to try Splitwise?

Visit the official website to sign up or start a free trial.

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