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Revolut

Manage money globally with ease.

Finance

Revolut is a digital finance app providing multi-currency accounts, debit cards, and investment tools for individuals and businesses in Singapore. It facilitates international spending, money transfers, and cross-border payments through various flexible plans.

Singapore snapshot

Pricing (SGD incl. 9% GST)

S$10.99/mo

Free tier

Available

PSG grant eligible

Checking

PDPA compliant

Checking

SG / APAC data centre

No

SkillsFuture eligible

No

Stackd review

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For personal use

Individuals, freelancers, students

Revolut personal accounts offer multi-currency wallets, debit cards for overseas spending, and investment tools for individuals in Singapore. Users can hold and exchange 35+ currencies and spend in over 150 currencies, with various plans affecting exchange limits and fees.

Pros

+Multi-currency card and wallet (35+ currencies to hold, 150+ to spend)

+Interbank exchange rates during weekdays

+Free Standard plan available

+Access to investments (stocks, crypto, commodities)

+MAS-licensed and customer funds held in segregated accounts

Cons

ATM withdrawals not available in Singapore

Fair usage fees apply for exceeding monthly FX limits (Standard/Premium plans)

Weekend FX fee for Standard plan

Fees for international transfers and overseas ATM withdrawals after limits

Best forFrequent travellersIndividuals with international transactionsRetail investorsBudget-conscious spenders

Singapore context

Launched in Singapore in 2019, Revolut is popular for managing foreign currency transactions and offers local bank transfers for SGD. It operates under a Major Payment Institution licence issued by MAS.

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For business & teams

SMEs, startups, MNCs

Revolut Business provides multi-currency accounts, corporate cards, and cross-border payment tools for Singapore-registered companies. It supports receiving payments using local transfer methods in supported currencies, with plans offering different allowances for transfers and FX limits.

Pros

+Multi-currency accounts in 25+ currencies with local details

+Corporate cards available (complimentary metal cards on higher tiers)

+Competitive interbank FX rates (within limits)

+Supports international transfers in 30+ currencies

+Flexible Cash Funds with varying APY

Cons

Fees for exceeding monthly FX limits

Fees for additional international and domestic transfers beyond plan allowance

Additional 1% fee for exchanges outside foreign exchange market hours

Higher-tier plans can be costly (up to S$417/month for Enterprise)

Best forBusinesses with cross-border operationsCompanies managing multiple currenciesSMEs needing corporate cardsE-commerce businesses

Singapore context

Revolut Business caters to Singapore-registered companies, allowing them to manage international payments and expenses effectively. It offers local account details for various currencies, streamlining cross-border transactions for businesses operating here.

Pricing — Singapore view

Paid plan

From USD $8.14/mo

S$11.98/mo

incl. 9% GST

Free tier

Limited features

S$0

Singapore FAQ

Is Revolut available in Singapore?

Yes, Revolut launched in Singapore in 2019 and serves both personal and business users, holding a Major Payment Institution licence from MAS.

Does Revolut support SGD pricing?

Yes, Revolut offers personal and business plans with monthly fees quoted in SGD, starting from S$0 for free tiers.

Is Revolut PSG-eligible?

The provided search results do not confirm if Revolut is PSG-eligible.

Is Revolut PDPA compliant?

The provided search results do not confirm if Revolut is PDPA compliant.

Does Revolut have a Singapore data centre?

The search results do not confirm if Revolut operates a data centre in Singapore. Customer funds are held in segregated accounts with partner banks in line with MAS safeguarding requirements.

Ready to try Revolut?

Visit the official website to sign up or start a free trial.

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